Dear Mr. Ayliffe
FYI: It is not necessarily the Internet alone enabling credit card fraud as we learn so often these days - it might as well be the Germany-wide net of railway stations and their analog output of payment receipts.
Buying my tickets at Augsburg main station I regularly receive a payment receipt containing the complete VISA number, the value date as well as my name. This is 2007 - How ignorant can an IT system be printing all those details?
Yours sincerely, Erika